Pricing
Ongoing credit management, priced for where you're headed.
Choose a monthly membership if you're building toward a goal — a bond, vehicle finance, or business funding. If you already have specific listings dragging your score down, see our per-issue pricing below instead.
Tier 1
Foundation
For professionals preparing for a big purchase — a home loan, vehicle finance, or major application — who need their profile monitored, not repaired.
- Monthly credit report pull across all 4 major bureaus
- Credit score tracking with month-on-month trend view
- Alerts when a new listing, enquiry, or account appears
- Purchase-readiness check ahead of a loan or credit application
- Monthly summary report via your client portal
Tier 2
Private
For professionals who want their identity and credit profile actively managed, not just watched — ideal if you've had fraud concerns or want to stay ahead of new issues.
- Everything in Foundation
- 24/7 personal identity & dark web monitoring, with real-time fraud alerts
- Full monthly credit report across all 4 major SA bureaus (TransUnion, Experian, Compuscan, XDS)
- R1,000,000 identity theft insurance cover
- SA-based fraud restoration specialist support if your identity is compromised
- Full suite of credit score tools and simulators
- On-demand additional bureau reports, available à la carte
- Monthly payment-behaviour coaching session
- Priority WhatsApp and email support
- Quarterly full profile health check
Tier 3
Elite
For professionals and business owners actively working toward a large loan or funding round, who want their full profile positioned for approval.
Structured around your goal and timeline
- Everything in Private
- Combined personal and business credit profile monitoring
- Dedicated case manager for your account
- Quarterly loan-readiness strategy session
- Priority processing on any linked dispute cases
- Help organising and presenting your own documents for a bank or lender application
Fixing a Specific Issue
Already know what's hurting your score?
If you don't need ongoing monitoring — you just need something specific removed or corrected — these are once-off dispute cases, priced per listing rather than as a subscription.
Outdated / Incorrect Judgment
Disputing a judgment that's inaccurate, unverifiable, or past its legal listing period.
Default Listing
Disputing a default that's incorrect, unverifiable, or incorrectly attributed to you.
Arrears Listing
Correcting or disputing arrears that don't reflect your actual payment history.
Debt Review Flag Removal Clearance certificate required
Disputing the debt review listing on your credit report once your registered debt counsellor has issued your clearance certificate. Betafin does not handle debt review or clearance itself.
Not sure which option fits?
Book a free Credit Profile Assessment and we'll tell you honestly whether you need a monthly membership, a once-off dispute, or both.
Book Your Free Credit Profile Assessment